¹ To receive a $25 statement credit in your spendwell account, you must successfully receive a qualifying direct deposit of a federal tax refund into your account between January 1 and April 30, 2023, 11:59PM ET. A qualifying direct deposit is defined as a federal tax refund direct deposit from the IRS (not a tax preparer) into your spendwell account. Must have an activated personalized spendwell card. Transfers and loads from other funding sources (including a payroll or government benefit direct deposit, a “refund advance,” or via Receive Money, debit card, cash, bank account) are not qualifying direct deposits for purposes of this offer. Account credit will be posted within thirty (30) days of your qualified direct deposit as defined here. Your spendwell account must be in good standing. Limit one (1) $25 credit per customer. Offer subject to change or cancellation at any time.

²To receive a $10 statement credit for the spendwell Bank Account: (i) for accounts opened online without prior purchase of a starter card in store, you must successfully register online at myspendwell.com for a new spendwell account between March 3, 2022-May 31, 2023 and activate the permanent card once received in the mail within 30 days of registration, and the statement credit will be posted to the account within 30 days of the permanent card activation; and (ii) for accounts opened following in-store purchase of a starter card, you must purchase a starter card in store between March 3, 2022-June 15, 2023, and successfully register online at myspendwell.com within 30 days of purchase. The statement credit will be posted to the account within 30 days of the successful registration. Limit one (1) $10 credit per customer. Offer subject to change or cancellation at any time.

³With the spendwell Unlimited 1% Cash Back card, earn 1% cash back on purchases (less returns/credits), which can be redeemed and used only on future purchases at Dollar General. Cash back is rounded to the nearest dollar and added to your account after you use your card. Rounding purchases to the nearest dollar means that you won’t earn a fraction of a penny in cash back. For example, a purchase of $.0.01-$0.49 rounds to $0.00 (you don’t earn cash back), a purchase of $0.50-$0.99 rounds to $1.00 (you earn $0.01 cash back), and so on. Account spend limits apply. Cash back is typically applied to your account promptly after your purchase, but could take up to 60 days. ATM transactions, fees and online bill pay are not purchases and do not earn cash back. For full terms and restrictions, see the Demand Account Agreement at myspendwell.com/legal.

⁴Early access compared to a standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at myspendwell.com. The full Deposit Account Agreement and Demand Deposit Rewards Terms maybe viewed at myspendwell.com.

spendwell Bank Account is a demand deposit account established by Pathward, National Association fka MetaBank, Member FDIC. spendwell account terms, conditions and fees apply. Please see the Deposit Account Agreement for complete details. Card can be used everywhere Visa debit cards are accepted. Card is issued by Pathward pursuant to a license by Visa U.S.A., Inc. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.